electrical home inspection pro spect home inspection
Purchasing a home is a huge investment, and if that home has any kind of electrical issues can cost you a bucket of money, but even scarier than that it could cost the lives of your family.
You need to be sure that the electrical system is robust enough to run your home’s appliances, HVAC, lighting, etc. efficiently and safely.
The inspector will conduct an electrical home inspection that will not only check to be sure the wiring is intact and safe; but also for any damage that may be a result of critters chewing through lines.
Electrical Systems Home Inspection
- The wiring is in good condition
- Service panel has the normal capacity with cables attached correctly
- Cables are secured and protected
- No exposed electrical splices
An electrical home inspection checklist helps you work through the possibilities with a lower risk of overlooking something important. Here are six essential elements to include in your home inspection checklist.
- #1: Electrical Service Panel or Load Center
The service panel, also called the load center, is the heart of electricity in a home. Either mounted on a wall inside or outside the dwelling, it contains breakers—fuses if it’s older—and wires that create circuits in the house.
What to look for:
- Loose breakers
- Visible damage
- Charring or burn marks
- Pennies behind fuses (extremely dangerous, as the copper prevents fuses from blowing if they’re overloaded)
- Breakers that feel warm
- No main disconnect switch
- #2: Federal Pacific Brand Service Panel.
If the load center is Federal Pacific brand, it needs closer inspection. Not all Federal Pacific breaker panels are defective, but defective ones are notorious fire starters. Look for FP Stab-Lok breakers. If present, the load center is an immediate fire hazard.
- #3: Aluminum Wiring.
Many homes with aluminum wiring remain safe for years. But aluminum has (at least) two problems.
Where it exists, the wiring is probably at least 40 years old and needs an update. And aluminum is softer than copper and doesn’t conduct electricity as well. and as time passes, aluminum can expand and contract to loosen connections, causing a fire hazard.
Aluminum isn’t inherently dangerous, although it has issues. Some insurance companies won’t insure a house that isn’t wired in copper.
- #4: Push-in Connections at Receptacles.
It’s generally accepted that push-in connections were developed for the DIY electrician. Most professional electricians wire in receptacles using the binding head screw on the side rather than a push-in connection on the back. Although they’re generally safe, Inspectapedia says push-in connections have less contact with the wire and can damage copper and aluminum.
- #5: Overlamping Light Fixtures.
While it’s not a wiring problem, it is a fire hazard.
Overlamping happens when a homeowner uses a higher wattage light bulb (lamp) than what is recommended for the fixture.
With a higher-wattage bulb, the fixture can heat up, melt, and start a fire.
- #6: GFCI Protection in Kitchens and Other Wet Areas.
Every kitchen, bathroom, and laundry room needs outlets with ground fault circuit interrupter or GFCI protection. GFCI outlets have a test button and some are labeled. But standard outlets might also have protection if the circuit is powered by a GFCI outlet in the breaker panel.
Electricity touches every room in nearly every house. Even closets have wiring. Many attics and basements do, as well. With so many possibilities for defects and the fire hazards that accompany them, the electrical inspection is arguably one of the most important for any home. But once you develop a Sample Home Inspection Report checklist, fewer defects will have a chance to slip past you.
fha 203k loan consultant
fha 203k loan consultant
What is an FHA appraisal?
The FHA appraisal process is unique in that the appraiser basically performs double-duty as both an appraiser and an inspector. If you’re using an FHA loan to buy a home, the property must go through an FHA appraisal.
This is not an inspection, but the appraiser will check that the house meets certain safety standards in addition to determining the property value.
When you use a Conventional loan to buy a house, your appraiser is mainly concerned about the current market value of the property.
But when you use a federally-insured FHA loan, the appraiser has two objectives: Determine the house’s value, and inspect it to make sure it meets minimum standards for health and safety set by the Department of Housing and Urban Development (HUD).
The real difference between the two is the level of inspection that HUD requires in order to fund the loan.
If the FHA appraiser flags certain issues—peeling paint, loose handrails, or other safety issues—the loan is put on “hold” until they’re fixed. That’s not the case with a regular appraisal used for a Conventional home loan.
The Streamline 203k can help the house you want to pass the HUD inspection required for FHA loans.
The following list is a general idea of HUD requirements a home inspection may uncover.
While each item may seem fairly small, adding them up will tally up quite a bill.
FHA Home Inspection Checklist
During an FHA home inspection, the appraiser will inspect and note major safety concerns. Here is a checklist of common items an FHA appraiser looks for:
General Health and Safety
- Foundation or structural defects
- Whether the utilities (water, sewage, heat, and electricity) all work
- Chipped or peeling paint in homes built before 1978
- Incomplete renovations
- Water damage
- If the property is accessible to vehicles, especially emergency vehicles
- Exposed wiring and uncovered junction boxes
- Whether the house is too close to outside hazards, such as a leaking oil tank or a waste dump
- Excessive noise, such as being close to an airport
- Missing handrails
- Leaky or defective roof and holes in the siding
- Leaning or broken fencing
- Doors that don’t properly open or close
- Condition of gutters, chimney, stairs, railings, and porches
- If swimming pools are up to code
- Whether each room has electricity
- Whether each room has a window or door to the exterior to be used as a fire escape
- Missing or broken appliances usually sold with a home, including stove and refrigerator
- Broken or leaking sink
- Broken or leaking toilet, sink, or tub/shower
- No ventilation (either an exhaust fan or window)
Crawl space or basement
- Basement moisture
- Evidence of past or present standing water
Heating and Plumbing
- Inoperable HVAC
- Major plumbing issues and leaks
These are some of the common items an FHA appraiser looks for, but other issues that might make a house unsafe could keep it from passing
With the FHA 203k, you have 2 choices. You can utilize the Full 203k or the 203k Streamline.
A Full 203k covers projects which total more than $35,000 or structural repairs.
It also requires a HUD consultant.
The Streamline 203k doesn’t require a consultant (although working with an experienced professional is generally a good move) and it does not cover structural repairs.
floor and ceiling inspection pro spect home inspection
The inspector should review that:
Grounds And Exterior Structure
- Foundation appears in good condition with no significant cracks
- No evidence of leaks from the septic tank
- Drainage away from the house with no standing water
- Exterior walls appear straight with no sagging
- Windows and door frames appear square
- Siding appears in good condition with no cracks or damage
- Bricks appear undamaged with no cracks in joints
- Paint is not flaking or stained
- Roof shingles are not missing or damaged
- Gutters show no decay and drain properly
- Chimneys appear straight and undamaged
- The detached garage shed, fence and deck appear in good condition with no rotted wood or evidence of termites
- No evidence of moisture
- No evidence of water damage to the above floor
- The sump pump operates properly
- No evidence of staining from the roof
- The structure shows no damage or decay
- Adequate ventilation through soffit vents and end louvers
- Insulation is sufficient and installed properly
- Electrical splices are contained
- Floors, walls, and ceilings appear straight and level without visible stains, cracking, or damage
- Doors open easily and latch properly when closed
- Lights and switches operate properly
- Adequate number of electrical outlets in each room
- Heating and air conditioning vents in all rooms
- The fireplace has no cracking and shows no staining
- The fireplace flue has been cleaned and is lined
- Smoke detectors and carbon monoxide detectors are working and located properly
- Stairway treads and risers are solid
home sellers inspection pro spect home inspection
This home inspection report sample can be used as a reference if you need to write the details of the inspection done on a particular house.
You will surely find everything that you need to know about a home inspection if you check out this sample. It’s lengthy, but it sure is worthy.
Window inspection service
The windows in your home play a large role in the efficiency of your home. No matter the season, your home loses a lot of its ambient temperature through the glass in your windows
What’s the R-value of the glass? Is it insulated, double pane or has storm windows? If you aren’t sure, or you’d like advice, call 888-428-0450 for consultation
Maintenance Checklist – Windows
- Check caulk. Any gaps wider than the thickness of a nickel need exterior caulk.
- Any existing sealants that are no longer pliable and continuous need to be removed
- and resealed.
- Check window-glazing putty (the material that seals the glass into the window
- frame) for cracks and missing putty.
- Repair or replace as necessary.
- Check for broken or damaged glass.
- Condensation between double or triple pane glass layers is unsightly and indicates seal failure and loss of energy eficiency.
- Check for rot or cracks/separation in window frame.
- Soft, spongy or easily gouged wood indicates rot.
- Repair and paint window sills and frames as necessary.
- Make sure windows open and close easily. They are a potential escape route during an emergency.
- Check operability of bottom sash AND top sash of double hung windows.
- Conirm locking hardware operation. The lock keeps intruders out and ensures the
- window seals correctly for energy eficiency.
- Check and clean window screens.
- Repair small holes or replace screen entirely if necessary.
- Many local hardware stores offer screen repair.
- Wash windows and sashes according to manufacturer’s instructions.
- To avoid damage to finish and seals, do not powerwash or aim spray hose directly on windows or frames.
- Remove and store storm windows in spring. Label your storm windows for easier replacement in the fall.
- Clear out basement window wells.
- Excess material encourages animal and insect activity and could be a safety concern as well.
Molds are part of the natural environment and can be found everywhere, indoors and outdoors.
Mold is not usually a problem unless it begins growing indoors.
What does mold need to grow?
Mold only needs a few simple things to grow and multiply:
- Suitable place to grow
Should I be concerned about mold in my home? YES!!
Mold should not be permitted to grow and multiply indoors. When this happens, health problems can occur and building materials, goods and furnishings may be damaged.
The best way to control mold growth is to control moisture.
Molds can have a big impact on indoor air quality.
Ten Things You Should Know about Mold
- Potential health effects and symptoms associated with mold exposures include allergic reactions, asthma and other respiratory complaints.
- There is no practical way to eliminate all mold and mold spores in the indoor environment; the way to control indoor mold growth is to control moisture.
- If mold is a problem in your home or school, you must clean up the mold and eliminate sources of moisture.
- Fix the source of the water problem or leak to prevent mold growth.
- Reduce indoor humidity (to 30-60%) to decrease mold growth by:
- Venting bathrooms, dryers and other moisture-generating sources to the outside
- Using air conditioners and de-humidifiers
- Increasing ventilation
- Using exhaust fans whenever cooking, dishwashing and cleaning
- Clean and dry any damp or wet building materials and furnishings within 24-48 hours to prevent mold growth.
- Clean mold off hard surfaces with water and detergent, and dry completely. Absorbent materials such as ceiling tiles, that are moldy, may need to be replaced.
- Prevent condensation: Reduce the potential for condensation on cold surfaces (i.e., windows, piping, exterior walls, roof, or floors) by adding insulation.
- In areas where there is a perpetual moisture problem, do not install carpeting (i.e., by drinking fountains, by classroom sinks, or on concrete floors with leaks or frequent condensation).
- Molds can be found almost anywhere; they can grow on virtually any substance, providing moisture is present. There are molds that can grow on wood, paper, carpet, and foods.
How do molds affect people?
Molds are usually not a problem indoors unless mold spores land on a wet or damp spot and begin growing.
Molds have the potential to cause health problems.
Molds produce allergens (substances that can cause allergic reactions) and irritants.
Inhaling or touching mold or mold spores may cause allergic reactions in sensitive individuals.
Allergic responses include hay fever-type symptoms, such as sneezing, runny nose, red eyes, and skin rash.
Allergic reactions to mold are common. They can be immediate or delayed. Molds can also cause asthma attacks in people with asthma who are allergic to mold. In addition, mold exposure can irritate the eyes, skin, nose, throat, and lungs of both mold-allergic and non-allergic people. Symptoms other than the allergic and irritant types are not commonly reported as a result of inhaling mold. Research on mold and health effects is ongoing.
The above does not describe all potential health effects related to mold exposure. For more detailed information consult a health professional, your state or local health department, or the Centers for Disease Control and Prevention mold website.
Who should do the cleanup depends on a number of factors. One consideration is the size of the mold problem. If the moldy area is less than about 10 square feet (less than roughly a 3 ft. by 3 ft. patch), in most cases, you can handle the job yourself, follow the Mold Cleanup Tips and Techniques.
- If there has been a lot of water damage, and/or mold growth covers more than 10 square feet, consult EPA guide Mold Remediation in Schools and Commercial Buildings. Although focused on schools and commercial buildings, this document is applicable to other building types.
- If you choose to hire a contractor (or other professional service provider) to do the cleanup, make sure the contractor has experience cleaning up mold. Check references and ask the contractor to follow the recommendations in EPA guide Mold Remediation in Schools and Commercial Buildings, the guidelines of the American Conference of Governmental Industrial Hygenists (ACGIH), or other guidelines from professional or government organizations.
- If you suspect that the heating/ventilation/air conditioning (HVAC) system may be contaminated with mold (it is part of an identified moisture problem, for instance, or there is mold near the intake to the system), consult EPA guide Should You Have the Air Ducts in Your Home Cleaned? before taking further action. Do not run the HVAC system if you know or suspect that it is contaminated with mold – it could spread mold throughout the building.
- If the water and/or mold damage was caused by sewage or other contaminated water, then call in a professional who has experience cleaning and fixing buildings damaged by contaminated water.
- If you have health concerns, consult a health professional before starting cleanup.*
most are activated charcoal-based or electret ions that measure radon levels for two to seven days. You mail the tests to a lab for the results. Short-term tests are available at home centers, hardware stores, and online retailers. Long-term tests measure levels for 90 days to one year.
What is radon and what causes radon gas?
Radon is a colorless, odorless radioactive gas that’s produced by decaying uranium. Radon is present in nearly all soils and very low levels of radon gas are found in the air we breathe every day.
Why is radon a problem?
The problem occurs when radon gas enters your home and gets trapped. Long-term exposure to high levels of radon can cause lung cancer
While questions still remain over the quantities and length of exposure, radon concerns are a fact of homeownership.
Most residential real estate transactions require radon testing, and many states require radon mitigation for new construction.
Our Home Sellers Inspections provide the perfect visual inspection reports to help sellers better understand the health of their house and how it affects the market value, If you need to know the condition of a particular property, regardless of what purpose you will be using this information on, then you can check out the property condition report of that particular property
A home inspection is an opportunity for you to hire an expert to walk through the home and prepare a report that outlines the home’s major components, their current condition
what needs immediate attention, and what will require maintenance after you move in.
As a buyer, your home inspection report offers a deeper understanding of whether the home has been well-maintained or needs major repairs.
If you’re not satisfied with the home’s current condition, you can request the seller address the repairs or give you a credit toward the cost of repairs at closing.
A report can also help you prioritize repairs and improvements after you buy the home, and plan for upgrades.
Having your own home inspection checklist as a buyer can help you get the most value of your inspection report.